Smart Goal-Based Savings Planner

Your Goal

Enter a specific goal to help you stay motivated

Target Amount (₹)

How much money do you need for your goal

Time to Achieve Goal (Years)

1 year 15 years 30 years

Expected Inflation Rate (%)

2% 6% 10%

Expected Return Rate (%)

4% 9.5% 15%

Your Risk Appetite

Low Risk (Safety oriented)

Moderate Risk (Balanced approach)

High Risk (Growth oriented)

How the Smart Goal-Based Savings Planner Works

This calculator helps you determine how much you need to save monthly to achieve your financial goals, while taking into account inflation and investment returns.

1 Define your goal

Enter what you're saving for (e.g., "Buy a car", "Down payment for house") and the amount you need.

2 Set your timeframe

Specify how many years you have to achieve your goal. This affects how much you need to save monthly.

3 Consider inflation

The calculator factors in inflation, which will increase the amount you need in the future.

4 Choose your risk profile

Based on your risk appetite, we'll suggest a mix of investment strategies to help you reach your goal.

Why consider inflation?

₹1,00,000 today won't have the same purchasing power in 5 years. Our calculator adjusts your target amount to account for this loss of value over time.