Children's Education Cost Estimator

Child's Current Age

Education Type

Field of Study

Country of Study

Include Living Expenses & Other Costs

This includes accommodation, food, books, travel, and other personal expenses

Education Inflation Rate (%)

Education costs typically rise faster than general inflation

6% 10% 15%

Current Education Fund (₹)

Amount already saved for education

Current Monthly Savings (₹)

How much you're currently saving monthly for education

Expected Annual Returns (%)

Expected returns on your education investments

6% 12% 15%

Planning for Your Child's Education

Education costs have been rising at a rate much higher than general inflation. This calculator helps you estimate the future cost of your child's education and develop a savings plan to meet this important financial goal.

1 Enter your child's details

Provide your child's age and the type of education you're planning for - school, undergraduate, or postgraduate studies.

2 Select education parameters

Choose the field of study and country where your child will study, as costs vary significantly between fields and locations.

3 Set inflation and investment assumptions

Education inflation typically exceeds general inflation. Set realistic expectations for both cost increases and your investment returns.

4 Review your savings strategy

Based on your current savings and monthly contributions, we'll assess if you're on track and suggest adjustments if needed.

Why Education Costs Rise Faster

Education costs in India have been increasing at approximately 10-12% annually, significantly higher than general inflation (5-7%). This trend is expected to continue due to increasing demand for quality education, rising faculty salaries, infrastructure costs, and technological investments by educational institutions.