Financial Freedom Calculator (FIRE)

Start planning for your future today! Use our Financial Freedom Calculator to find out how much you need to save and invest to live debt-free and financially independent

35 years 50 years 70 years
2% 6% 10%
0% 50% 100%
Rental income, pensions, etc. that you'll receive after retirement
The percentage of your corpus you can safely withdraw each year (typically 3-4%)
2% (Very Safe) 4% (Standard) 6% (Aggressive)

About the Financial Freedom Calculator

This calculator helps you determine when you can achieve financial independence and potentially retire early, based on your current financial situation and future plans.

1 Enter your current financial details

Your age, monthly expenses, savings, and investment information help establish your starting point.

2 Set your retirement goals

Specify when you'd like to retire and what withdrawal rate you're comfortable with.

3 Consider economic factors

Adjust expected inflation and investment return rates to create realistic projections.

4 Review what-if scenarios

See how small changes to your savings or expenses can significantly impact your path to financial freedom.

What is the FIRE Movement?

FIRE stands for "Financial Independence, Retire Early." It's a movement focused on extreme savings and investments to allow for early retirement. The key principle is that once your passive income from investments exceeds your expenses, you've achieved financial freedom.

About the Safe Withdrawal Rate

The safe withdrawal rate is the percentage of your retirement corpus you can withdraw each year without running out of money. The commonly used 4% rule suggests that withdrawing 4% of your initial retirement portfolio (adjusted for inflation in subsequent years) should provide a sustainable income for 30+ years.




Disclaimer : The results provided by these calculators are for informational purposes only and should not be considered as financial, medical, or professional advice. The accuracy of the calculations depends on the information entered, and actual results may vary. We recommend consulting a financial advisor or healthcare professional for personalized guidance.